As SOLVO Dental Implants, we have stated that dental implant treatments are costly compared to other treatments because of the materials and procedures used, due to the fact that, patients may need to review their own income statement. In this case, another frequently encountered question is: are dental implants covered by the insurance?
Today, dental implant treatment is covered by general health insurance in many countries. However, in some cases, the form of your insurance may also affect your payment plan. In many other countries, state insurance has decided to pay dental implant therapies by law. However, different procedures may be required. For example, in Turkey where health tourism is increasing, law binds the application of dental implants. In order to pay for dental treatment, the law stipulates that implant application is mandatory with the decision of the health board to be established by the participation of at least one faculty member from the departments of surgery, prosthesis and periodontology from the faculties of dentistry. The treatments are not covered by insurance other than private health conditions.
On the other hand, when we look at European countries, most of the citizens agree with private insurance companies. The scope of the insurance determines whether the insurance company will pay the treatment or not. Even if your insurance policy indicates that it will cover the implants, there may be exceptions in the clauses of the agreement. It is best to contact your insurance company to ensure and check this situation.
Unfortunately, most of the classic insurance policies with little coverage do not cover dental implants. This is because they involve these operations as the aesthetic or cosmetic procedure. But, as we all know this is not the truth. A dental implant is a vital operation that is completely affecting the state of health. Some insurers can choose to go to savings by ignoring this situation.
However, the situation is slowly changing. Many insurance companies are beginning to see the importance of dental implants. They are beginning to understand the advantages of the long-term health of the implant. In addition, the cost of the treatment is also due to health procedures, patients should not be victims. If you need dental implants, your best option is probably to use health insurance, but even then, you will probably have some expenses in your pocket.
The process of finding the right dental insurance can be a bit overwhelming. Within the scope of the new health insurance scheme, the implant is thought to be necessary for eating and talking to the jaw. You should also work with companies that protect the rights of the patient. So, how should you start the research? The first thing you need to do when searching for insurance to cover your dental implants is to examine your current dental insurance policy. To be sure if it covers dental implant treatments, you can search for the relevant article in your digital copy of your policy. In addition to this if you need double check, do not hesitate to ask your customer representative directly to the question "are dental implants covered by insurance?" Moreover, your dentist is also a significant source not only for the operation but also talking with reliable dental insurance schemes. They can suggest payment plans for your dental implants. There is a type of dental insurance plan where you pay your implants from the pocket and the insurance company will pay you back for care. Such insurances are called “indemnity dental insurance,” a “fee-for-service” plan, or “traditional dental insurance.” You can visit a dentist with such kind of plan. Basically, after dental care, you will send the insurance invoice to the insurance company for review. If the insurance approves the expenses, they will reimburse some or all of your costs. We recommend as, SOLVO Dental Implants to ensure that you should know what the insurance company will cover before starting a dental implant treatment, as not every implant procedure will be eligible for a refund.